Core Banking Platform
The Future of Islamic Core Banking Starts Here
At FinSharia Technologies, we’ve built a next-generation Islamic Core Banking Platform designed to meet the evolving needs of modern Islamic financial institutions. Our platform goes beyond traditional banking software—it’s a Sharia-compliant, cloud-ready, and API-first system built with agility, scale, and performance at its core.
Our Comprehensive Services
🕌 Sharia Compliance by Design
Unlike legacy systems retrofitted to serve Islamic banks, FinSharia is designed from the ground up to comply with AAOIFI standards and Islamic finance principles. It supports all major Islamic banking instruments including:
✅ Murabaha, Mudarabah, Ijara, Salam, Istisna, Musharaka
✅ Takaful, Sukuk, Zakat, and Profit Equalization Reserves
✅ Qard Hassan, Wakala, Hawala, and more
Every transaction is aligned with ethical, Riba-free, and risk-sharing principles.
⚙️ Modular & Scalable Architecture
Our modular platform enables you to deploy exactly what you need—nothing more, nothing less. Add new modules or products on demand as your institution evolves.
Use Cases:
✅ Retail and corporate Islamic banking
✅ Digital-only Islamic banks
✅ Microfinance institutions
✅ Sukuk and treasury management
✅ Sharia-compliant lending and financing products
🌐 Fully Integrated, Open & Flexible
FinSharia connects seamlessly with your existing systems. Our API-first design and open architecture ensure rapid integration with:
CRM systems, payment gateways, ERP platforms
Mobile apps, agent banking tools, and web portals
Bloomberg, Reuters, and other capital market platforms
☁️ Cloud-Ready Deployment
Deploy your core banking system in the cloud, on-premise, or hybrid environments. The platform supports:
Dockerized containers for fast and scalable deployment
Kubernetes orchestration for high availability
Decentralized and centralized databases with offline/online replication
🔐 Enterprise-Grade Security & Compliance
AES-256 encryption (in transit and at rest)
Role-based access control (RBAC) with multi-factor authentication
Device binding & biometric login
Full audit trail and compliance-ready reporting (AAOIFI, IFRS9, VAT/TDS)
🧠 Intelligent Features & Automation
Built-in Business Process Management (BPM) tools
Dynamic product configuration and approval workflows
Automated profit distribution, provisioning, and Zakat management
Support for Hijri calendar in all operations